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How it works

With Carrot Insurance, it pays to drive safely – with rewards for keeping a positive (green) Driving Style Score. By keeping an eye on your Driving Style Score, it’s easy to spot areas for improvement. Here are a few steps to help you get started.

Step 1

Get a Carrot Insurance quote

We’ve made getting a quote easy. If you have any questions, visit our Help Centre or get in touch.

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Step 2

Don't forget the little extras

Breakdown Assistance or Legal Cover could save you time and money in an emergency. Our broad range of cover levels will give you peace of mind and your road trips a boost.

Step 3

Get connected

Depending on your policy, you’ll either have a black box fitted to your car, or you’ll record your journeys using our iOS or Android app. Either way, you can can keep track of your journeys, mileage and Driving Style Score on either the app (Better Driver) or online dashboard (New Driver).

Step 4

Get rewards

For every week you get a positive (green) Driving Style Score, we’ll reward you. The rewards differ slightly depending on the type of policy you’ve got and your driving experience. If you have our black box policy we’ll award you with Carrot Points, which once ‘banked’ can be instantly converted to high street e-gift cards. If you have our clever smartphone app policy, when you earn a treat, once ‘claimed’ this will be sent to the policyholder’s email address.

Find out more about our rewards
Step 5

Keep an eye on your progress

Use the iOS/Android app or the mobile dashboard to keep a close eye on your Driving Style Score and maximise your rewards.

Our policies

Better Driver

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Free smartphone app with driving feedback and weekly treats, connected to your car using Bluetooth.

New Driver

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Black box installed into insured vehicle, driving feedback and weekly rewards claimed via personal online dashboard.

Is Carrot right for me?

At Carrot Insurance, we love safe drivers. That’s why we’ll reward you for taking care on the road.

We know Black Box insurance isn’t for everyone. If you’re not comfortable with your journeys being recorded and scored, you might want to choose another provider. 

You should also be aware that your policy may be cancelled if you have a consistently low (red) Driving Style Score.

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